Understanding The Difference Between Collision And Comprehensive Coverage
Auto or car insurance is a broad term that covers a lot of different insurance policies. Two of the most important types of auto insurance policies are collision coverage and comprehensive coverage. These types of insurance can come in very handy with your actual insurance plan but are not legally required by law. If you don’t know the difference between both, here’s a detailed guide regarding what’s covered under these policies. Car-road Collision Coverage Collision coverage is for when your car is damaged while driving. Some of the most common instances where collision insurance applies are: · When another car hits your car while driving · When you hit another object while driving, for example, a tree, fence, pole, etc · If your car rolls over due to an accident · Your wheel or axle is damaged from hitting a pothole Comprehensive Coverage Comprehensive coverage usually covers incidents with your car that occur when you’re not drivi...